The 10th in a series of AFYBs, the 2020 Yearbook focuses on Agricultural Finance Policy and Strategy, Innovation and Research, Value Chain Financing; as well as Investment in the agricultural sector.

The urgent need to digitalise financial service delivery in Uganda is raised in almost all the articles in this Yearbook. Digitalisation is critical in farmer/client profiling and data aggregation, developing of credible information system along agricultural value chains, documenting land inventories, risk assessment and credit scoring of clients, agricultural and business skills adoption, identification of genuine inputs, price optimisation, commodity aggregation, storage and marketing, improving record keeping and financial literacy, speeding up of lending processes while reducing transaction and access costs.

Due to its importance, Government should urgently address issues that place Digital financial services (DFS) transactions under multiple legislations. Existing legislation should also be reviewed so that it
adequately covers digital agribusiness. The draft national policy and strategy on agricultural finance should address DFS needs for agriculture, and DFS should be fitted into agricultural cycles, agri-business skilling and extension services.